A captive agent
- Represents one carrier
- Sells what that company offers
- Cannot move you if rates rise
- Cannot re-shop when your situation changes
Free policy review
Tell us who you are with. We will preview the review, then a licensed agent compares your policy across our 15 carriers.
Coverage type
Why the spread
Each carrier rates your household differently. Driving history, credit, prior carriers, and even ZIP code shift the math.
What you do not lose
A lower premium does not mean a thinner policy. We match the new quote to your current limits and deductibles, line by line.
What happens at renewal
Carriers drift up over time. We re-shop our carrier panel at renewal and move you only when the move is genuinely worth it.
Quick actions
One agency, 15 carriers behind it, and a process built for how North Texas buyers actually shop coverage.
Start with a short call or a quote request. We ask about your home, vehicles, business, or family so we understand the actual risk.
We compare the options side by side and explain where they differ, not just on price but on what each policy actually covers.
You pick the policy that fits. We handle the paperwork, and we are here later for renewals, changes, and claims.
Six lines of coverage, one independent agency. We shop the markets most likely to write your specific risk and bring you the one that fits.
A captive agent works for one insurance company. An independent agency works for you. The practical difference shows up at renewal, on claims, and any time your life changes.
A captive agent
DFW Insurance Group
We shop 15 appointed carriers on every renewal. No carrier loyalty, only yours.
Independent since the start, with a carrier panel built for how North Texas families and businesses actually buy coverage.
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Family-owned in Plano since
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Appointed carriers shopped per quote
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Independent agency, never captive
Same day
Most quotes returned
4.9 / 5
Across client reviews
Demo testimonials, illustrative.
Switched our home and auto last spring and saved $1,840 on the year. The hail claim we had two weeks later was handled the same day. I don't know what we were doing with our old carrier.
Priya rewrote our commercial GL and BOP and found us a carrier that actually understands HVAC work. The premium dropped 22% and the coverage is better. Should have switched five years ago.
David got me an SR-22 quote and bound the policy the same afternoon. I was dreading it; he made it 10 minutes. Highly recommend.
I needed a $2M umbrella above my home and auto and a couple of carriers had quoted me three weeks out. DFW Insurance Group had it bound in two days. Reasonable premium and a pleasant process.
We shop the markets most likely to write your specific risk. Carrier appointments are agency-specific, and our shelf is shaped by the household and business profiles we write across North Texas.
Logos shown represent real carriers and are rendered in a single neutral color for layout demonstration only. No endorsement implied. Real carrier appointments are agency-specific.
We’ll have a real quote in your inbox inside 24 hours. Prefer to talk it through? Send a note and an agent in Plano follows up the next business hour.